Vittas provides affordable, technology-enabled financing solutions to pharmacies and hospitals in Nigeria. The company addresses one of the most critical challenges in the healthcare system – lack of access to working capital. In a country where healthcare providers face an USD 82 billion funding gap, limited access to credit prevents many facilities from purchasing essential medicines and equipment. Vittas solves this problem by offering tailored loans that go directly to approved suppliers, ensuring that financing is used to strengthen operations rather than cover general expenses.

In addition to financing, Vittas offers accounting software and point-of-sale (POS) systems that improve financial visibility and cash flow management. These tools help facilities transition from manual records to digital systems and prepare them to qualify for future credit. Vittas also integrates AI into its underwriting model, using financial data from its software tools to improve lending decisions and reduce default risk.